Retail Lending

Business, Legal & Accounting Glossary

Definition: Retail Lending


Retail Lending


Full Definition of Retail Lending


Retail lending is the practice of loaning money to individuals rather than institutions. Retail lending is done by banks, credit unions, and savings and loan associations. These institutions make loans for automobile purchases, home purchases, medical care, home repair, vacations, and other consumer uses. Retail lending has taken a prominent role in the lending activities of banks, as the availability of credit and the number of products offered for retail lending have grown. The amounts loaned through retail lending are usually smaller than those loaned to businesses. Retail lending may take the form of instalment loans, which must be paid off little by little over the course of years, or non-instalment loans, which are paid off in one lump sum.


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Retail Lending. PayrollHeaven.com. Payroll & Accounting Heaven Ltd.
November 05, 2024 https://payrollheaven.com/define/retail-lending/.
Chicago Manual of Style (CMS):
Retail Lending. PayrollHeaven.com. Payroll & Accounting Heaven Ltd.
https://payrollheaven.com/define/retail-lending/ (accessed: November 05, 2024).
American Psychological Association (APA):
Retail Lending. PayrollHeaven.com. Retrieved November 05, 2024
, from PayrollHeaven.com website: https://payrollheaven.com/define/retail-lending/

Definition Sources


Definitions for Retail Lending are sourced/syndicated and enhanced from:

  • A Dictionary of Economics (Oxford Quick Reference)
  • Oxford Dictionary Of Accounting
  • Oxford Dictionary Of Business & Management

This glossary post was last updated: 6th February, 2020 | 0 Views.