Self Assessment Tax Returns

We'll handle your self assessment so you don't have to.


Self Assessments

Self Assessment Service

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Failure to complete and return your self assessment tax return on time to HMRC can result in large fines.

You can also face penalties for any errors on your self assessment tax return.

Our affordable, experienced accountancy team use their years of experience and knowledge, as well as the latest software to ensure that your tax return is completed correctly and filed on time, whilst always looking for ways to save you money on your taxes.

Your self assessments made easy...

Usually, income tax is automatically deducted from saving, pensions and wages through processes such as the PAYE scheme.

However, if you are self employed or run your own business you may have to complete a self assessment tax return.

If you need to complete one, you will need to complete it after the end of the tax year, which is April 5th.

There is a deadline for the completion of your self assessment tax return, which is usually the 31st January in the following year.

So, as an example, the deadline for your self assessment tax return for the tax year of 2017-2018 would be January 31st 2019.

Failure to complete and return it by this deadline, as well as any errors, can result in large fines being given to you by HMRC.

If you are not very confident in your accountancy skills, it is recommended that you hire a professional accountant to assist you with this.

Do I need to complete a self assessment tax return?


You will need to complete a self assessment tax return if:

  • Your income was more than £1000 from your self employed activities.
  • You earned more than £2500 from renting out properties.
  • Your untaxed income, for example from commission or tips, is more than £2500.
  • Income earned from investments or savings was equal to or greater than £10,000 before tax.
  • Capital gains tax will have to paid on any profit from the sale of things such as properties or shares.
  • The income of either you or your partner is over £50,000 and you are still claiming child benefit.
  • Your taxable income is over £100,000.
  • If you are earning over £46,351 and are making pension contributions you may need to complete a self assessment so that you can claim back the tax relief that HMRC owes you.
  • You are a trustee of a pension scheme or a trust.
  • If your state pension was your only source of income and was more than your tax free allowance.
  • HMRC sent you a P800 stating that you did not pay enough income tax in the previous year.

If you wish to make voluntary Class 2 National Insurance Contributions to ensure that you qualify for a state pension as well as other benefits you may need to fill out a self assessment tax return.

If you are paid through the PAYE system, you will not have to fill out a self assessment tax return, unless of course, you have earned over £100,000 in that tax year.

Do I need to register for a self-assessment tax return?


If you need to complete and file a self assessment tax return then you will need to register the first time that you do it.

You can register in different ways depending on whether you are in a partnership, not self employed, or self employed.

When you register you will be sent a Unique Taxpayer Reference (UTR) by HMRC.

You need to hold on to this as you will need it when setting up on the government website, and it is looking increasingly likely that in the future all tax returns will have to be submitted electronically.

However, at present you can still submit your self assessment tax returns in paper form.

To set up your self assessment form online you will have to create a new Government Gateway Account.

It is a simple process, and you will receive a letter from HMRC which contains straight forward instructions for you to follow.

Once you have set up your government gateway account then you will receive an activation code through the post, you will need this to finalise the creation of your Government Gateway account.

If you have already submitted a self assessment tax return in the past, you will have to use your old UTR to create you Government Gateway account.

You should check that you are able to access your Government Gateway account before you file your self assessment tax return, to ensure that you are able to file your tax return on time and avoid fines.

Are there deadlines for self-assessment tax returns?


Self assessment tax returns are submitted for tax years, they are not submitted for calendar years, they are also submitted in arrears.

As an example, for the tax year of 2015/2016, which runs from 6 April 2015 to the 5th April 2016, you need to:

  • Register to complete a Self Assessment before 5th October 2017 in the event you have never submitted a tax return before.
  • If you are filing a paper tax return you need to file it with HMRC before 31st October 2017.
  • If you are filing online you will need to file it before midnight 31st of January 2018.
  • All tax owed must be paid in full by midnight 31st of January 2018.

The monthly dates for the deadline remain the same for each year.

In the event that you do not meet these deadlines then it is likely that HMRC will fine you.

Completing your Self Assessment


Completing your Self Assessment tax return can be a stressful and time consuming experience.

Our professional accountancy teams can remove the worry for you, freeing you up time whilst looking for ways to saving you money.

Some of the benefits can include:

  • Starting fees starting at £25 per Self Assessment tax return
  • Make savings of up to 50% on each Self Assessment tax return
  • Rest easy knowing you'll get 100% accuracy to avoid fines
  • Say goodbye to working longer hours because of your tax return
  • Remove any overtime costs for completing this peak season

What information do I need to complete a self assessment Tax return?


Completing your first self assessment tax return can appear to be a very complex process.

However, as long as you are organised and have all the information that you require, it can be fairly straightforward.

Although, if you are not completely confident with your accountancy skills you may wish to outsource your self assessment tax return, as this will avoid mistakes and so avoid any penalties from HMRC.

To complete your self assessment tax return you will need:

  • Your UTR (Unique Tax Payer Reference) number.
    This is 10 digits long.
  • You will need your National Insurance Number.
  • Information on all untaxed income you have made that tax year.
    This is inclusive of any income from shares, dividends and of course your self employed income.
  • Details of all expenses that relate to your self employment.
  • Any charitable or pension contributions which may meet the criteria for tax relief.
  • Your P60 or payslips, as long as it shows any income which you have already paid income tax on.

If you are intending to complete your self assessment tax return yourself, it is recommended that you do further reading which is available through HMRC help sheets.

It is recommended that you pay particular attention to any any supplementary pages, or extra sections, as to why you are completing the Self Assessment Tax return.

In the event that you choose to complete your self assessment tax return online , there is also helpful information available just by clicking the '?' that appears next to the information on the HMRC help sheets.

How do I complete my self assessment tax return?


A self assessment tax return is broken down into two parts.

The first part is the the SA100, in this section you will provide information on:

  • Any untaxed and taxed income from things like interest and dividends.
  • Any pension contributions.
  • All donations to charity.
  • Any benefits, such as Blind Person's Allowance, Child Benefit and State Pension.

There is a further supplementary page that will need to be filled out if you have dual residency, are a foreign national, are self-employed, from overseas, earn rental income or Capital Gains, or have any income from being a Company Director.

Sometimes there is a further form, SA200, which is a short form tax return which HMRC will send you if you need to complete it.

Why Choose Us


HMRC Compliant

Our professional accountancy teams will ensure that your self-assessment tax return is completed correctly and filed on time, meaning you can have peace of mind knowing that you will be avoiding fines from HMRC.

Save Money and Time

By outsourcing your self-assessment tax return to our accountancy teams you will be saving yourself time, and our expert accountants will be looking for ways to save you money in taxes, more of both for you.

Professional Support

Our professional, expert accountants can offer you ongoing support should you wish it, helping you to find ways in which you can save money in taxes, and help you to look for ways to make your money work better for you.

What We Can Do For You


Completing your self assessment tax return can be a complex and time consuming time, if you are not very confident in your own accountancy skills.

This being the case it is recommended that you outsource your self assessment tax return to a professional for two reasons.

Firstly, because in this way, as long as you have provided your complete financial information to the accountant in time they will be able to complete and file your self assessment tax return correctly and on time, meaning that you will avoid penalties and fines.

Secondly, an accountant will be able to look for ways to save you money through taxes; it is often the case that our clients save money overall by employing our expert accountancy teams to do their self assessment tax return for them.

However you have stored your financial data, whether it is books, bank statements and receipts or on a computer our expert accountancy teams will use their knowledge of the ever changing taxation legislation to look for ways to legitimately save you money.

We are on hand to help you with your self assessment tax return, and can support you with the following services:

  • Your tax affairs, irrespective of how complex they are.
  • We can deal with pensions, employment, self employment and any other expenses.
  • We can deal with you investment and Capital Gains taxes.
  • We are able to provide you with your total tax position.
  • If you wish, we can work on your behalf and deal directly with HMRC.
  • We can provide on going support and advice regarding your tax affairs.

We understand that you live and breathe your business, that it supports and provides for you. We will treat your business as if it was our own; looking for ways to save you money and ensuring it's future success.

We provide bespoke services to our clients, so can build a package that works best for you.

Our expert accountancy teams are on hand to support you in completing your self assessment tax return, ensuring you legitimately don't pay too much, because the last thing you need is to be overpaying in taxes.

Contact us today to see what our accountants can do for you.

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    Self Assessment Frequently Asked Questions


    Do I need to fill out a self assessment tax return?

    If you meet any of the following criteria, you will need to complete a self assessment tax return.

    • if your income is greater than £1,000 from any of your self employed activities.
    • if your rental income exceeds £2,500.
    • if any untaxed income exceeds £2,500 e.g from commission or tips.
    • if you earned £10,000 or more from and savings or investments.
    • You will have to pay Capital gains tax if you have sold properties or shares.
    • If you or your partner earn greater than £10,000 and are still in receipt of child benefit.
    • If your income is greater than £100,000.
    • You may be entitled to tax relief if you have earned over £46,351 whilst making pension contributions.
    • In the event that you are a trustee of a pension scheme or a trust you will have to complete a Self Assessment tax return.
    • If your state pension greater than your tax allowance whilst being your only source of income.
    • If you have received a P800 from HMRC.
    How do I do a self assessment tax return online?

    HMRC provides the option to complete your Self Assessment tax return online. You can use this service to:

    • Complete and file your tax return to HMRC.
    • Continue a tax return you started previously.
    • View your returns, check your details and download and print your tax calculation.
    How do I calculate my self assessment tax?

    If you are not confident in your own accountancy skills it is recommended that you hire an accountant to do this for you. It is relatively inexpensive and can save you time and money.

    To complete your Self Assessment tax return yourself you will have to visit the government website and complete a SA100 form. You will have to provide details of untaxed income, charitable donations, pension contributions and any benefits e.g. child benefit, Blind Persons Allowance etc

    You may have to complete an SA200 form, if you do the government will send you one.

    Is self assessment the same as a tax return?

    Self Assessment tax return is a process whereby HMRC collect income tax from individuals who meet certain criteria e.g. Self employed people, company directors etc.

    Normally tax is deducted through the PAYE system through peoples wages. Business and people with other streams of income will have to complete a tax return.

    Will HMRC tell me if I need to do a tax return?

    Most UK taxpayers will not have to complete and file a self assessment tax return.

    If HMRC thinks that through the PAYE system you are paying enough taxes they will not send you a tax return.

    However, if you are self employed, or have other streams of income, or are a company director HMRC will issue you an annual tax return.

    Do I need to file a tax return HMRC?

    If you are already registered to file a Self Assessment tax return HMRC will either send you a letter or email to remind you to complete and file your Self Assessment tax return.

    Moreover, HMRC will also send you a letter informing you that you need to file one if they think they need to, but ultimately the responsibility lies with you to know whether you need to file a Self Assessment tax return.

    If you have received any income that has not been taxed by HMRC, it is likely that you need to complete one.

    How long do HMRC keep records?

    HMRC has been known to go back as far as 20 years when they are working cases of negligence or fraudulent activity.

    If you are self employed it is your legal obligation to keep records for the last 6 years.

    How is self assessment tax worked out?

    If you are self employed, or are in receipt of income that is being paid to you outside the PAYE system, you will have to complete a Self Assessment tax return.

    You will have to complete and return your annual tax return which HMRC will use to calculate the tax that you owe. It is possible to work out your taxes yourself if you want to.

    What is meant by self assessment tax?

    Self Assessment tax is tax that is paid on any or all income that are not already taxed through the PAYE system.

    If you are a pensioner and your pension is greater than your personal tax allowance you will also have to complete a Self Assessment tax return.

    You may also have to complete a Self Assessment tax return if you are a company director, or are self employed.

    How do I pay HMRC underpaid tax?

    If you have underpaid tax HMRC will usually contact you. To pay them you can call 0300 200 3300.

    How do I pay my UK tax bill online?

    Your letter from HMRC should tell you what account you need to pay it into.You are able to make BACS, Chaps or Faster Payments to pay you tax bill in the UK. If you are unsure which account to pay your tax into, or have not received your tax bill, use HMRC Cumbernauld.

    Sort code Account number Account name 08 32 10 12001039 HMRC Cumbernauld 08 32 10 12001020 HMRC Shipley In the event your account is overseas Bank identifier code (BIC) Account number (IBAN) Account name BARCGB22 GB62BARC20114770297690 HMRC Cumbernauld BARCGB22 GB03BARC20114783977692 HMRC Shipley

    How do I pay taxes in the UK?
    • You are unable to pay taxes in the UK if you do not have a National Insurance number, so you must apply for a National Insurance number.
    • If you are employed the government will collect payments through the PAYE (Pay As You Earn) system.
    • If you are self employed, or receive any other income that is not taxed through the PAYE system, you will have to complete a Self Assessment tax return.
    • If you sell any assets in the UK, for example shares or properties, then you will have to pay capital gains tax.