Payroll & Accounting News

The latest industry news, research and insights

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December 2021

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EPO vs. PPO

EPO vs. PPO

Uncategorised Payroll Heaven

Navigating the myriad of health insurance plans available can be incredibly complex, with seemingly an avalanche of acronyms and abbreviations being thrown around. This article will compare Preferred Provider Organizations (PPO) and Exclusive Provider Organizations (EPO) to help you understand the difference between these types of health insurance plans when it comes to making the

30

December 2021

2
Ensure vs. Insure

Ensure vs. Insure

Uncategorised Payroll Heaven

The usage of ensure vs. insure is very important from a contractual perspective, while they sound very similar they can have very different meanings in a legal context. Insure means to safeguard against loss or damage, typically through the purchase of insurance to do so. If a contract stipulates that the individual must insure something

28

December 2021

2
Bankruptcy: A Viable Solution To Your Extreme Financial Problems

Bankruptcy: A Viable Solution To Your Extreme Financial Problems

Uncategorised Payroll Heaven

Almost everyone has financial troubles at times, but some people experience financial problems on a regular basis. Constant financial problems can lead to serious health conditions if they aren’t properly resolved in a reasonable period of time. If you are in a situation where you’re overwhelmed by your financial responsibilities and you feel as if

28

December 2021

2
Avoid 6 common mistakes in selling a business

Avoid 6 common mistakes in selling a business

Uncategorised Payroll Heaven

Most entrepreneurs eventually think about selling their businesses, whether as a prelude to retirement or to pursue other activities. In doing so, they often underestimate the effort required for a satisfactory outcome and overestimate the value and saleability of their enterprises. If you’re contemplating selling, here are some common mistakes to avoid. 6 common mistakes

28

December 2021

2
Better Business Choices: Analyzing Your Breakeven Point

Better Business Choices: Analyzing Your Breakeven Point

Uncategorised Payroll Heaven

Breakeven analysis is an important and useful tool in better business choices. Whether starting a new business, expanding current operations, contemplating an acquisition, downsizing, or approaching banks and other potential lenders, one should know what the breakeven is. Breakeven is simply the point at which costs equal income – no profit, no loss. It’s an

28

December 2021

2
Key Financial Indicators: Manage Your Business With a Few Key Numbers

Key Financial Indicators: Manage Your Business With a Few Key Numbers

Uncategorised Payroll Heaven

Regardless of the type of business you’re running – whether it’s selling electronics, making furniture, or servicing automobiles – monitoring a few key financial indicators is often all that’s needed to keep your company growing and prosperous. On the other hand, neglecting a firm’s vital signs can lead to management by crisis and corrective action

28

December 2021

2
Two financing options for your business: equity and debt

Two financing options for your business: equity and debt

Financial Planning Payroll Heaven

Financing Options for Your Business Start-up businesses and long-established firms share common ground in at least one respect: the need for financing. Managers of fledgling companies often debate the best way to obtain funds for buying inventory, heavy equipment, and buildings for making widgets. In the break rooms and suites of fortune 500 firms, executives

28

December 2021

2
How To Write A Killer Contractor CV

How To Write A Killer Contractor CV

Self Employment Payroll Heaven

Becoming a contractor is full of wonderful benefits – you are essentially your own boss, have the type of freedom and flexibility that permanent workers can only dream of, and to top it off, you could also potentially earn more money than what you might do as a permie. Of course, with most things in

28

December 2021

2
Limited Vs Umbrella – Take Home Pay Comparison

Limited Vs Umbrella – Take Home Pay Comparison

Uncategorised Payroll Heaven

At a time when employee benefits are being reduced, final salary pensions are disappearing and salaries are being dramatically cut there has never been a better time to become a contractor. Following the April 2007 Budget announcements, there are only two options recommended for contractors to trade – either through your own Limited company, or

28

December 2021

2
What Is An IR35 Business Entity Test?

What Is An IR35 Business Entity Test?

Uncategorised Payroll Heaven

IR35 can be quite a confusing subject for many contractors, as employment status isn’t always that simple, making it difficult to work out exactly where you stand with the legislation – whether you fall ‘inside’ or ‘outside’. Inside Vs Outside It is HM Revenue and Customs that determines which way your practices fall, and if


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