Credit Investigation

Business, Legal & Accounting Glossary

Definition: Credit Investigation


Credit Investigation

Quick Summary of Credit Investigation


A credit investigation is a method used by a financial organisation to assess a potential customer’s capacity to repay a loan. Failure to pass this step results in loan disapproval.

When a person asks for a loan from a bank or another financial institution, they are required to provide information about their financial history. This can contain information such as their income, salary, and credit history. These facts will be validated by a credit investigation, which may involve confirming the applicant’s income with their employer.




Cite Term


To help you cite our definitions in your bibliography, here is the proper citation layout for the three major formatting styles, with all of the relevant information filled in.

Page URL
https://payrollheaven.com/define/credit-investigation/
Modern Language Association (MLA):
Credit Investigation. PayrollHeaven.com. Payroll & Accounting Heaven Ltd.
March 29, 2024 https://payrollheaven.com/define/credit-investigation/.
Chicago Manual of Style (CMS):
Credit Investigation. PayrollHeaven.com. Payroll & Accounting Heaven Ltd.
https://payrollheaven.com/define/credit-investigation/ (accessed: March 29, 2024).
American Psychological Association (APA):
Credit Investigation. PayrollHeaven.com. Retrieved March 29, 2024
, from PayrollHeaven.com website: https://payrollheaven.com/define/credit-investigation/

Definition Sources


Definitions for Credit Investigation are sourced/syndicated and enhanced from:

  • A Dictionary of Economics (Oxford Quick Reference)
  • Oxford Dictionary Of Accounting
  • Oxford Dictionary Of Business & Management

This glossary post was last updated: 18th January, 2022 | 0 Views.